Your Government. Made Simple.
Free calculators, rates tables and plain-language guides for Canadian workers — take-home pay, CPP, Old Age Security, EI and severance.
Rates verified with official sources: Canada Revenue Agency · Employment and Social Development Canada · Service Canada
What Do You Need to Know?
Take-Home Pay
Federal and provincial tax, CPP, EI and what you keep
CPP
Contributions, payment dates and starting at 60 vs 65
Old Age Security
Payment amounts, the clawback and GIS
EI Benefits
Weekly benefits, premiums and how to apply
Severance
Termination pay, notice periods and final pay
What is KnowMyGovt Canada?
KnowMyGovt Canada is your free reference for understanding how the Canadian government’s rules affect your money — in plain English, for the everyday worker. Every paycheque carries decisions made in Ottawa and your provincial capital: how much federal and provincial income tax comes off, the CPP contributions building your retirement pension, the EI premiums that back you up if you lose your job, and the Old Age Security waiting at 65.
The problem is that the rules are split between two levels of government, scattered across acts, agencies and thirteen provincial and territorial systems, and most of it is written for accountants and payroll software — not for the person the money actually belongs to. KnowMyGovt solves that — free calculators, plain-language guides and verified rates, all in one place, so you can check what you should be paid, what you keep, and what you’re owed when your job changes.
Key Facts Canada
| Item | Value | Source |
|---|---|---|
| Federal income tax — bottom rate (2026) | 14% on the first $58,523 | Canada Revenue Agency |
| Basic personal amount (2026) | up to $16,452 | Canada Revenue Agency |
| CPP contribution rate (2026) | 5.95% on earnings up to $74,600 | Canada Revenue Agency |
| CPP2 — second contribution (2026) | 4% on $74,600–$85,000 | Canada Revenue Agency |
| EI premium rate (2026) | 1.63% on earnings up to $68,900 | Canada Revenue Agency |
| EI — maximum weekly benefit (2026) | $729/week (55% of average earnings) | Service Canada |
| Old Age Security — maximum, age 65–74 | $751.97/month | Service Canada · July–September 2026 |
| Federal minimum wage (federally regulated jobs) | $18.15/hour | ESDC · from 1 April 2026 |
📋 Rates verified — Official sources: Canada Revenue Agency · Employment and Social Development Canada · Service Canada
⚠️ This is general information, not financial, tax or legal advice. KnowMyGovt is an independent service with no affiliation with or endorsement by the Canada Revenue Agency, Service Canada, Employment and Social Development Canada or the Government of Canada, and is not responsible for decisions you make based on it.
